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Mobicred

Get an account with South Africa’s largest digital credit provider! Apply Now

How does Mobicred work?

Repay your balance via a convenient debit order, where your monthly minimum repayment is just 7.5% of your outstanding balance.

*Ts & Cs apply. Select automated income verification and accept pre-agreement.

How do I checkout?

Say goodbye to struggling with finding your wallet, credit card details, and all the other hassles of traditional credit cards. Mobicred has got it sorted.

Here’s how to checkout online in less time than it takes to [insert something funny here]:

P.S This makes Mobicred great for scoring once-in-a-lifetime deals before they’re sold out.

How long do I have to pay?

With a Mobicred account, you’re not required to pay off your balance within a set time frame.

As long as you’re making your minimum required payments, it’s up to you to decide how long you need to settle your balance. They also don’t charge any penalty fees for settling your balance early via additional EFT payments (good for you!).

As long as you have sufficient available credit, you can use your account multiple times within a month, and with every repayment your credit facility becomes available to you again to keep on shopping. So next time you’re shopping online, #choosemobicred.

Do I qualify?

While everyone’s application is unique based on their credit history, affordability criteria and other factors; here’s the basics you need to have to apply:

  • Be 18 years or older
  • Have a valid SA ID
  • Have a valid SA cell phone number and email address
  • Have an existing and valid bank account in your name

Will I get a card?

Nope, Mobicred is 100% online. From your application to shopping and account management, everything is digital. You can download the App and pretend that’s a card if it makes you feel better. Digital credit in your pocket.

Legal stuff

Mobicred is powered by RCS Cards, a registered Credit and authorized Financial Services Provider. NCRCP 38/FSP 44481.

I need help

The application process is simple, easy and can be done anywhere & anytime; but Mobicred has support staff ready to help you if you get stuck in the process. Contact them here:

Email: customerservice@mobicred.co.za

Phone:  021 126 0700

WhatsApp:  060 762 8284

The maximum amount for purchases with Mobicred is R 50,000

For more Mobicred FAQs, please click here (You’ll be redirected to the Mobicred website)