Shop Now, Pay Later.
Split your purchase over two paycheques. No deposit, no interest.
Pay Your Way
Get your favourite items now and pay for them over your next two paycheques.
2 Months Free
Split your purchase over 2 paycheques, interest-free, and with no deposit required.
Quick Approvals
Our AI approval engine is the fastest in the market. You’ll be approved in no time!
Buy Now, Pay Later.
Happy Pay lets you shop here at Shop It New. But, instead of paying upfront, you split the cost of the items over your next two paycheques.
How It Works
Step 1: Sign Up
Sign Up for your Happy Pay account, get approved, find out your limit, and get ready to shop.
Step 2: Shop
Browse your favourite store and fill your cart with the items you love!
Step 3: Happy Pay
Select Happy Pay at checkout and complete your transaction. Split your payment over 2 paycheques with no upfront deposit.
For more Happy Pay FAQs, please click here (You’ll be redirected to the Happy Pay website)